Bio Data Of Dr.K.K.Ammannaya

I.Academic Qualifications-
M.Com[Banking],Ph.D[Banking]
First Ph.D in banking[Commerce]From Mangalore University,Mangalore.
Thesis for Ph.D-
''Performance Budgeting and Employee Participation-A Participation Model For Indian Banking Industry''The examiners for the thesis wereDr.P.R.Brahmananda,eminent Indian economist and Prof.Ronlad Hester noted US economist.He did Ph.D in a record period of two years.
IIProfessional-
Worked in MGM College Udupi as lecturer immediately after post graduation.
Joined Syndicate Bank as an officer in 1971.Worked in Syndicate Bank in various capacities for about three decades including in senior management grade positions.Worked in all areas and handled portfolios of planning and development,personnel and HRD,credit,international banking and also operations in branches.In Planning and Development major contributions included installation of performance budgeting system in the bank and preparation of first performance budget of 1974,new deposit scheme called Adarsh Deposit scheme,new deposit camapigns dedicated to specific segments like doctors,teachers,farmer,lawyers,traders,women Man of the Year Awards etc.
In Personnel and HRD area handled implementation of new service regulations [PCR]for officers,decentralisation of personnel functions,formulation of transfer policy and other personnel policies etc.I was editor of PIN,the personnel department newsletter then being published.Also worked in IBA for some time to help IBA in PCR implementation.I was regular participant in personnel committee meetings of south based banks.In Credit Department prepared Handbook of Credit Management,action plans for Zones and regions,in the area of credit,etc
Also served for one full term of five years as Chairman Of Varada Gramina Bank which was incurring huge losses at the time of my joining.Formulated a long range plan and annual action plans for turn around of the bank.Achieved magnificent turn around of the bak and wiped out its accumulated losses.Achieved large amount of netprofit after wiping out all accumulated losses.This was much before government infused extra capital.
Constructed beautiful own head office building for the bank.This is the biggest building in that area with a beautiful conference hall housed in it.
BIRD Lucknow has made a case study of my banking experiments and achievements.Taranga weekly has published a cover feature article about my banking achievents and work in regional rural bank.
Publications.
Published 1249 articles in English and 2289 kannada articles during last 45 years.Also piblished sevearal books both in Kannada and English apart from editing some books.
His article on Marketing In Banking published in Financail Express dated 23 rd July 1973 was one of the first on that subject at that time.His article on Rural Regional Banks on the Horns of a Dilemma published in Fortune India dated16 th July to 31st July 1993recommended sponsorbank wise and state wise merger of RRBs and subsequent mergers were done accordingly.His latest article''Transformation in Indian Banking-Post Reform Developments and Challenges Ahead'' was published in Indian Banker of October 2008.He wrote and published an article onCredit and Growth Strategy In Financail Express on the basis discussions in bank economists conference held in April 1989 at MUmbai.
He was guest faculty in Bank's staff training college for over 15 years.He was guest faculty for MBA at Mangalore university in the initail years of MBAthere.He had training at NIBM Pune,bankers training college of RBI,Bird Lucknow,administrative staff college ,IBA etc.He had occasion to participate in as many as 27 progrmmes during his service.